best credit cards for students
Bank of America® Customized Cash Rewards Credit Card for Students
Card Details:
$200 Online Cash Rewards Bonus: Earn a $200 bonus after spending at least $1,000 in purchases within the first 90 days of account opening.
Cash Back Rewards:
- 3% Cash Back: Select a category of your choice, including gas and EV charging stations, online shopping, cable, internet, phone plans, streaming, dining, travel, drug store/pharmacy, or home improvement/furnishings.
- 2% Cash Back: Automatically on purchases at grocery stores and wholesale clubs, up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- 1% Cash Back: On all other purchases, with no limit.
No Annual Fee: Enjoy all these benefits without an annual fee.
0% Intro APR: For the first 15 billing cycles on purchases and any balance transfers made within the first 60 days. After the introductory period, a variable APR of 19.24% – 29.24% will apply. A 3% introductory balance transfer fee applies for the first 60 days; thereafter, the balance transfer fee is 4%.
Build Your Credit History: Responsible use of this card can help you build your credit history, beneficial for future financial needs such as renting an apartment, getting a car loan, or even securing a job.
Free FICO® Score Access: Monitor your credit score for free through Online Banking or the Mobile Banking app.
Contactless Cards: Enjoy the security of a chip card with the convenience of contactless payments.
Exclusive Online Offer: This offer may not be available if you leave this page or visit a Bank of America financial center. Apply now to take advantage of this exclusive online deal.
BEST FOR CHOOSE YOUR ADVENTURE
Bank of America® Customized Cash Rewards Credit Card for Students
Card Details:
- $200 Online Cash Rewards Bonus: Receive a $200 cash rewards bonus after spending at least $1,000 in purchases within the first 90 days of account opening.
- Cash Back Rewards:
- 3% Cash Back: Earn 3% cash back in the category of your choice, including gas and EV charging stations, online shopping, cable, internet, phone plans, streaming, dining, travel, drug store/pharmacy, or home improvement/furnishings.
- 2% Cash Back: Automatic 2% cash back at grocery stores and wholesale clubs, up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases.
- 1% Cash Back: Unlimited 1% cash back on all other purchases
- No Annual Fee: Enjoy all these benefits with no annual fee.
- 0% Intro APR: 0% introductory APR for 15 billing cycles on purchases and for any balance transfers made within the first 60 days after the intro period, a variable APR of 19.24% – 29.24% applies. A 3% introductory balance transfer fee applies for the first 60 days; after that, the fee is 4%.
- Build Your Credit History: Responsible use of this card can help you build your credit history, which can be beneficial when applying for an apartment, car loan, or job.
- Free FICO® Score Access: Access your FICO® Score for free through Online Banking or the Mobile Banking app.
- Contactless Cards: Experience the security of a chip card with the convenience of contactless payments.
- Exclusive Online Offer: This offer may not be available if you leave this page or visit a Bank of America financial center. Apply now to take advantage of this exclusive online deal.
Best for Study Abroad: Bank of America® Travel Rewards Credit Card for Students
Card Details:
- Rewards: Earn unlimited 1.5 points per $1 spent on all purchases.
- Fees: No annual fee and no foreign transaction fees
- Bonus Offer: 25,000 online bonus points after spending $1,000 in the first 90 days (equivalent to a $250 statement credit towards travel purchases).
- Flexibility: Use your card to book travel how and where you want without being limited to specific websites or dealing with blackout dates and restrictions.
- Redemption Options: Redeem points for statement credits for travel or dining purchases, including flights, hotel stays, car rentals, vacation rentals, baggage fees, and At restaurants (including takeout).
- Introductory APR: 0% for 15 billing cycles on purchases and any balance transfers made in the first 60 days,
- After that, a variable APR of 19.24% – 29.24% applies.
- Balance Transfer Fees: 3% introductory fee for balance transfers within the first 60 days and a 4% fee
- Credit Building: This helps build your credit history, which is useful for renting apartments, car loans, and job applications. Free FICO® Score access via online or mobile banking.
- Security: Features contactless cards with chip security and tap convenience.
- Exclusive Offer: This online offer may not be available if you leave the page or visit a Bank of America financial center. Apply now to take advantage.
Best for Commuters and Bad Cooks: Discover it® Student Chrome
Card Details:
- Introductory Offer: Unlimited Cashback Match for new card members. Discover will match all the cash back earned at the end of the first year, effectively doubling your rewards.
- Rewards: Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Earn unlimited 1% cash back on all other purchases.
- Redemption: Redeem your rewards for cash at any time.
- Application: No credit score is required to apply.
- Privacy Protection: Discover can help reduce your exposure by removing personal information from select people-search sites available free with the mobile app.
- Fees: No annual fee & the card helps build your credit with responsible use.
- Introductory APR: 0% for six months on purchases, then a standard variable purchase APR of 18.24% – 27.24% applies.
- Terms and Conditions: Apply as stated by Discover.
These cards are excellent options for students looking to build credit and earn rewards. The Bank of America® Travel Rewards Credit Card for Students is ideal for those studying abroad or planning frequent travel, while the Discover it® Student Chrome is perfect for students who commute or frequently eat out.